At Quick Cash Loan Inc., we believe in transparent communication about fees, taxes, and charges.
In Canada, most interest charges and loan principal amounts are exempt from GST/HST under the Excise Tax Act. This means you will not pay GST/HST on:
Loan principal amounts
Interest charges
Loan insurance (if included in the loan package)
However, administrative fees, late payment penalties, or certain service charges may be subject to GST or HST depending on your province or territory.
The applicable tax rate is determined by your province of residence:
GST only (5%) – e.g., Alberta, Yukon, Northwest Territories, Nunavut
HST (13–15%) – e.g., Ontario (13%), Nova Scotia (15%), New Brunswick (15%), Newfoundland & Labrador (15%), Prince Edward Island (15%)
GST (5%) + Provincial Sales Tax (PST) – e.g., British Columbia, Manitoba, Saskatchewan
If any GST/HST is applicable to fees or services, it will be clearly shown in your loan agreement and on your payment receipt.
For more information about GST/HST and how it applies to your loan, contact our customer service team:
Email: admin@quickcashloan.net
You may also visit the Canada Revenue Agency (CRA) website: www.canada.ca/gst-hst
QuickCashLoan is a proudly Canadian loan provider committed to fast, secure, and transparent financial solutions. Whether you’re covering unexpected expenses or planning ahead, we make borrowing simple—with instant approvals, flexible terms, and no hidden fees. Our mission is to empower Canadians coast to coast with access to funds when they need them most.
